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Steve Boschken is not your typical Real Estate Agent. He received his BS degree in Environmental Design & Urban Planning from The University of California, Davis, and his MBA from the University of Maryland. With over 25 years’ experience as a Real Estate Broker, a licensed General Building Contractor, licensed Electrical Contractor, and a licensed Locksmith under his belt, Steve is an extraodinary Reatlor.
Steve, and his wife Kit, also own Absolute Mortgage Company, which has loan operations in Davis, Redlands, and San Diego. By owning their own mortgage company, Steve has the expertise and ability to handle all of his client’s loan transactions in-house. Making Steve’s services truly a one-stop operation for his clients. For the legal and banking industry, Steve is one of the select few in the State to be a Receiver for The Superior Courts of California. Often the courts will appoint Steve during a Judicial Foreclosure case to take over, manage, and dispose of commercial and multi-family properties as they work their way through the court system.
With three kids in college, and a new puppy to train and love, Steve is a family man and a Davis citizen who cares about his clients and his community. He does everything in his power to make his clients happy, comfortable and at ease during all aspects of their real estate transaction. A true Real Estate Renaissance man of our time, Steve Boschken is a Realtor not to be missed.
Contact Steve at firstname.lastname@example.org and find him on
James Boschken is a Davis native, having attended St James Elementary School and Jesuit High School while growing up, as well as attending the University of California, Davis after high school. While at UC Davis, James was an NCAA Collegiate Water Polo Athlete, and majored in both Psychology and Economics. Much of James’ business experience was obtained by working for Boschken Inc., the family real estate, property management, and construction businesses. This is where he learned to manage real estate sales and construction operations. James has worked and managed all aspects of real estate and construction projects throughout his tenure with the company. Being well versed in both Commercial and residential real estate, he is particularly good at analyzing real estate valuations and opportunities. In addition to being a real estate agent, James is also a State of California appointed Notary Public. James has recently joined Steve and Kit Boschken, prominent Davis real estate Brokers at Coldwell Banker Select Real Estate.
James is available to assist you with all your Real Estate needs. Find him on Facebook at
Kit Boschken manages local property management company, Boschken Properties. Davis is a fast-paced town that has a lot of movement due to the university with students and professors coming and going. "Turnover" is the period at the end of August and beginning of September where renters are moving out and moving in, often time overlapping with each other's time frames. Kit knows all about Davis, it's rental community, and is always there to help. She knows the best companies around town for repairs, and maintenance, and will never leave you hanging. Kit is also an expert home baker and manages to transform local California fruit into delectable treats that Steve Boschken adores.
Posted on 25 May 2018
by Michael Hyman, Research Data Specialist
NAR released a summary of existing-home sales data showing that housing market activity this April fell 2.5 percent from last month and dropped 1.4 percent from last year. April’s existing home sales reached 5.46 million seasonally adjusted annual rate.
The national median existing-home price for all housing types was $257,900 in April, up 5.3 percent from a year ago. This marks the 74th consecutive month of year-over-year gains.
Regionally, all four regions showed growth in prices from a year ago, with the West leading all regions with an incline of 6.2 percent. The Midwest had a gain of 4.6 percent followed by the South with a gain of 3.9 percent. The Northeast had the smallest gain of 2.8 percent from April 2017.
April’s inventory figures are up 9.8 percent from last month to 1.67 million homes for sale. However, compared with April of 2017, fewer homes are available, with inventory down 6.2 percent, marking 35 months of year-over-year declines. It will take 4.0 months to move the current level of inventory at the current sales pace. Transactions are moving faster and it takes approximately 26 days for a home to go from listing to a contract in the current housing market, down from 39 days a year ago.
From March, three of the four regions experienced declines in sales. The Northeast had the biggest decline of 4.4 percent followed by the West with a drop of 3.3 percent. The South fell 2.9 percent. The Midwest region was flat.
Three of the four regions showed declines in sales from a year ago. The Northeast had the biggest drop in sales of 11.0 percent followed by the Midwest with a decline of 3.0 percent. The West had a modest dip of 0.8 percent. The South was the only region to have a gain of 2.2 percent. The South led all regions in percentage of national sales, accounting for 42.7 percent of the total, while the Northeast had the smallest share at 11.9 percent.
In April, single-family sales declined 3.0 percent and condominiums sales rose 1.6 percent compared to last month. Single-family home sales fell 1.6 percent and condominium sales were unchanged compared to a year ago. Both single-family and condominiums had an increase in price with single-family up 5.5 percent at $259,900 and condominiums up 3.4 percent at $245,500 from April 2017.
Posted on 25 May 2018
by Karen Belita, Data Scientist
The REALTORS® Confidence Index (RCI) survey gathers monthly information from REALTORS® about local real estate market conditions, characteristics of buyers and sellers, and issues affecting homeownership and real estate transactions. This report presents key results about market transactions from April 2018. View and download the full report here.
Market Conditions and Expectations
The REALTORS® Buyer Traffic Index registered at 74 (75 in April 2017).
The REALTORS® Seller Traffic Index registered at 45 (46 in April 2017).
The REALTORS® Confidence Index—Six–Month Outlook Current Conditions registered at 74 for detached single-family, 63 for townhome, and 59 for condominium properties. An index above 50 indicates market conditions are expected to improve.
Properties were typically on the market for 26 days (29 days in April 2017).
Eighty-eight percent of respondents reported that home prices remained constant or rose in April 2018 compared to levels one year ago (82 percent in April 2017).
Characteristics of Buyers and Sellers
First-time buyers accounted for 33 percent of sales (34 percent in April 2017).
Vacation and investment buyers comprised 15 percent of sales (15 percent in April 2017).
Sales of distressed properties (foreclosed or sold as a short sale) accounted for 3.5 percent of sales (5 percent in April 2017).
Cash sales made up 21 percent of sales (21 percent in April 2017).
Eighteen percent of sellers offered incentives such as paying for closing costs (8 percent), providing a warranty (7 percent), and undertaking remodeling (2 percent).
Issues Affecting Buyers and Sellers
From February–April 2018, 78 percent of contracts settled on time (72 percent in April 2017).
Among sales that closed in April 2018, 75 percent had contract contingencies. The most common contingencies pertained to home inspection (55 percent), obtaining financing (44 percent), and getting an acceptable appraisal (41 percent).
REALTORS® report “low inventory”, “interest rates”, and “multiple offers” as the major issues affecting transactions in April 2018.
About the RCI Survey
The RCI Survey gathers information from REALTORS® about local market conditions based on their client interactions and the characteristics of their most recent sales for the month.
The April 2018 survey was sent to 50,000 REALTORS® who were selected from NAR’s 1.3 million members through simple random sampling and to 7,082 respondents in the previous three surveys who provided their email addresses.
There were 4,555 respondents to the online survey which ran from May 1-9, 2018. The survey’s overall margin of error at the 95 percent confidence level is one percent. The margins of error for subgroups and sample proportions of below or above 50 percent are larger.
NAR weighs the responses by a factor that aligns the sample distribution of responses to the distribution of NAR membership.
The REALTORS® Confidence Index is provided by NAR solely for use as a reference. Resale of any part of this data is prohibited without NAR’s prior written consent. For questions on this report or to purchase the RCI series, please email: Data@realtors.org
 Thanks to George Ratiu, Managing Director, Housing and Commercial Research and Gay Cororaton, Research Economist for their data analysis and comments to the RCI Report.
 Respondents report on the most recent characteristics of their most recent sale for the month.
 An index greater than 50 means more respondents reported conditions as “strong” compared to one year ago than “weak.” An index of 50 indicates a balance of respondents
who viewed conditions as “strong” or “weak.”
 The difference in the sum of percentages to the total percentage of sellers who offered incentives is due to rounding.
Posted on 11 May 2018
by Michael Hyman, Research Data Specialist
At the national level, housing affordability is down from last month and down from a year ago. Mortgage rates rose to 4.42 percent this March, up 8.2 percent compared to 4.28 percent a year ago.
Housing affordability declined from a year ago in March moving the index down 7.0 percent from 150.4 to 161.7. The median sales price for a single family home sold in March in the US was $252,111 up 5.9 percent from a year ago.
Nationally, mortgage rates were up 35 basis point from one year ago (one percentage point equals 100 basis points), while median family incomes rose 2.7 percent.
Regionally, the West recorded the biggest increase in price at 8.5 percent. The South had an increase of 6.0 percent while the Midwest had a gain of 5.1 percent. The Northeast had the smallest incline in price of 3.5 percent.
Regionally, all four regions saw a decline in affordability from a year ago. The West had the biggest drop in affordability of 9.2 percent. The South had a decline of 7.3 percent followed by the Midwest with a drop of 5.7 percent. The Northeast had the smallest drop of 2.7 percent.
On a monthly basis, affordability is down from last month in all four regions. The West had a decline of 4.7 percent followed by the Northeast with a dip of 5.6 percent. The South had a drop of 5.9 percent followed by the Midwest, which had the biggest; dip in affordability of 8.6 percent.
Despite month-to-month changes, the most affordable region was the Midwest, with an index value of 194.7. The least affordable region remained the West where the index was 105.6. For comparison, the index was 151.8 in the South, and 163.5 in the Northeast.
Mortgage applications are currently down 2.5 percent. Mortgage credit availability in April was flat. Rates are rising which will increase-housing costs. Home prices are up 5.9 percent while median family incomes are only growing 2.7 percent. Inventory gains will help ease the pressure on home prices.
What does housing affordability look like in your market? View the full data release here.
The Housing Affordability Index calculation assumes a 20 percent down payment and a 25 percent qualifying ratio (principal and interest payment to income). See further details on the methodology and assumptions behind the calculation here.
North American Title Company is centered around many strengths - an absolute commitment to the customer, a talented and dedicated staff, and superior underwriting skills, among others. Further, North American's affiliation with LENNAR Corp brings many additional assets to our customer; recognized financial strength, national support services, and an unrelenting commitment to the real estate and homebuilding industries. We're excited about our future and want you to be a partner with us.
Steve Boschken is a licensed locksmith and your local and reliable source for rekeying, key copying, and repairing and replacing locks.
Contact Lock and Key for the best quality service in Davis.
(530) 756-7000/(530) 756-7653
Steve Boschken is a licensed business contractor and general electrician. Hiring Boschken Construction is your one stop shop in home construction: everything from small to large remodels. Steve Boschken has many renovations under his belt, including his own home. He knows where to get the best products and knows the most established businesses to help make your home just what you envision.
Contact Boschken Construction for inquiries.
Steve Boschken, MBA
505 2nd Street
Davis, CA 95616
CA BRE# 01158604
"My wife and I were coming up on our 1 year wedding anniversary, and decided we wanted to buy a house. I asked around about Realtors and had been connected to someone who knew their stuff, but to whom I did not feel the personal connection that I did when Steve Boschken and I started working together. I handed him a stack of paperwork, and in a little over a month he handed me the keys to our beautiful dream home. While working with Steve, he became a friend who shared in our personal journey toward obtaining our house. From sitting in his office, to picking us up and showing us houses, to constantly keeping us updated on the process--he offered the perfect balance between being personable and professional. He is a man who is dedicated to his craft, and his family…Steve Boschken is a California Real Estate Super Hero!" Chay McCambell
"I chose to work with Steve Boschken because he knows Davis and is a good person and hard worker. When I look back at this Real Estate experience, Steve's responsiveness and attention to detail stand out most in my memory. I can't think of one thing he could have done differently; it was such a positive experience. Steve Boschken is excellent!
Ms. Sharon Tobar
"There is nothing I could have asked to be different with Steve Boschken. Steve is great!!! He is very patient, easy going and very knowledgeable. I had a really good experience working with Steve. Liza Hazard
"From the first time I spoke to Steve on the phone, I knew he was going to be great. We didn't know anyone (contractors etc.) in Davis. Steve was very instrumental in guiding us to some great subs. There is absolutely nothing I would change about my experience. Steve is warm, friendly, above all extremely knowledgeable. He KNOWS Davis."Fred and Pam Ross